Migration Overseas
Comprehensive financial solutions for international students including education loans, GIC/blocked accounts, and forex services. We partner with leading banks and financial institutions to make your study abroad journey financially smooth.
Get education loans up to ₹1 Crore with competitive interest rates and flexible repayment options from India's leading banks
India's first dedicated education loan company with 15+ years experience
Comprehensive banking solutions including loans and GIC accounts for Canada
Fast processing with dedicated education loan vertical
India's largest bank with extensive education loan schemes
Baroda Scholar & Baroda Vidya schemes for international education
International student loans without collateral or cosigner
Compare key features across our partner banks
| Feature | HDFC Credila | ICICI Bank | SBI | Axis Bank | Prodigy Finance |
|---|---|---|---|---|---|
| Maximum Loan | ₹1 Crore | ₹1 Crore | ₹1.5 Crore | ₹75 Lakhs | $100,000+ |
| Collateral Free Limit | ₹40 Lakhs | ₹20 Lakhs | ₹7.5 Lakhs | ₹20 Lakhs | Full Amount |
| Interest Rate (approx) | 10-12% | 10.5-12% | 8.5-10.5% | 10-12% | 7-14% (Variable) |
| Processing Time | 48-72 hours | 3-5 days | 7-10 days | 3-5 days | 2-4 weeks |
| Moratorium Period | Course + 6 months | Course + 6 months | Course + 12 months | Course + 6 months | Course + 6 months |
| Cosigner Required | Yes | Yes | Yes | Yes | No |
Mandatory financial proof accounts required by various countries for student visa applications
A GIC is a Canadian investment that offers guaranteed returns. International students need a GIC as proof of financial support for their first year in Canada.
A blocked account (Sperrkonto) is mandatory for German student visa. You deposit funds which are then released monthly (€992/month) for living expenses.
Australia requires proof of sufficient funds for living costs. This can be shown through bank statements, loans, or scholarships.
Get the best exchange rates for your tuition fees and living expenses abroad
Multi-currency forex cards with competitive rates and zero cross-currency charges
Direct wire transfers for tuition fee payments to universities worldwide
Buy foreign currency at competitive rates with doorstep delivery option
Get notified when exchange rates are favorable for your transfers
Simple steps to secure your education funding
Admission letter, KYC, academic records, income proof
Bank evaluates eligibility and loan amount
Receive in-principle approval for visa application
Apply for visa with loan sanction letter
Funds transferred directly to university
Find answers to the most common questions about this visa category.
Common requirements include bank statements (6-12 months), tax returns, income certificates, property documents, and investment proofs. Requirements vary by country and visa type.
Options include personal savings, education loans, scholarships, sponsor declarations, or blocked accounts (GIC for Canada, blocked account for Germany).
Guaranteed Investment Certificate requires depositing CAD $20,635 in a Canadian bank. It's mandatory for SDS applications and proves you can support yourself during studies.
Students must deposit approximately €11,904 in a blocked German account, releasing €992/month for living expenses. This proves financial capacity for student visa.
Yes, sanctioned education loans are accepted as proof of funds. You need loan sanction letter and disbursement proof. Some countries prefer liquid funds over loans.
Self-employed applicants need ITR for 2-3 years, business registration, audited accounts, and CA certificates. Consistent income history strengthens applications.
Provide sponsor's financial documents (bank statements, ITR, property), relationship proof, and affidavit of support. Sponsors should show capacity beyond their regular expenses.
Requirements vary: Canada study (CAD 20,000+/year), Australia (AUD 24,000+/year), UK (£9,200-12,000+/year). Amount includes tuition plus living expenses.
Property documents strengthen applications by demonstrating ties to home country and overall financial stability. They're especially valuable for visitor visas and investment proof.
We review and organize your financial documents, advise on fund arrangement strategies, prepare custom checklists, and ensure documentation meets specific visa requirements.
Our financial counselors will help you find the best loan options and guide you through the entire process.