Canada PR Cost in 2026 for a Family of Four: Federal Fees, Provincial Fees and Proof of Funds

For a family of four applying for economic-class permanent residence in 2026, two adults and two dependent children, IRCC's own fees come to CAD 3,720, or CAD 3,890 with biometrics. That is on IRCC's fee list as checked on 6 November 2026, and the new PR fees apply to applications received on or after 30 April 2026. On top of that sit the money you must be able to show (CAD 28,362 for four people under the Express Entry table, unless you are exempt), a provincial fee if you go through a Provincial Nominee Program (CAD 500 to CAD 2,000 in the provinces covered below), and costs set by third parties, such as language tests, credential assessment and medical exams, which vary and which we do not quote where no official page gives a figure.

Federal Fees for Two Adults and Two Children: The Arithmetic

IRCC's fee list shows the economic immigration fees, which include Express Entry. IRCC's notice of 27 March 2026 gives the same CAD 990 processing fee for the Provincial Nominee Program. Each adult (the principal applicant and the spouse or partner) pays CAD 1,590, made up of CAD 990 for processing and the CAD 600 right of permanent residence fee. Each dependent child pays CAD 270. Biometrics are CAD 85 per person or CAD 170 per family of 2 or more eligible people.

The same sum in one line: (2 × 1,590) + (2 × 270) + 170 = 3,180 + 540 + 170 = 3,890. A third child would add CAD 270.

Three details that change the total

• The date. IRCC's notice of 27 March 2026 says applications received on or after 30 April 2026 are subject to the new fees. It lists the right of permanent residence fee rising from CAD 575 to CAD 600 and the Provincial Nominee Program processing fee from CAD 950 to CAD 990. It does not list the economic-class or child lines, so those amounts come from IRCC's fee list, which carries no effective date of its own (last modified 21 September 2026).
• The right of permanent residence fee. You can pay it with your application to avoid delays, or wait for IRCC's payment instructions after approval. If you paid it up front and the application is not approved, it is refunded. IRCC says dependent children of a principal applicant are exempt from it, which is why a child costs CAD 270.
• Biometrics. Children under 14 do not give biometrics. For this family the biometrics cost is CAD 170 either way, because two adults at CAD 85 each also come to CAD 170.

Our Canada fee schedule lists the other IRCC fees on one page, checked on 6 November 2026.

Proof of Funds for a Family of Four

IRCC's Express Entry settlement funds table (marked updated 7 July 2025, and still on a page IRCC last modified on 16 October 2026) requires CAD 28,362 for a family of four. For comparison: 3 people CAD 23,360, 5 people CAD 32,168 and each extra person beyond 7 CAD 4,112.

• Exempt: candidates applying under the Canadian Experience Class, and candidates who are authorised to work in Canada and have a valid job offer, even under the Federal Skilled Worker or Federal Skilled Trades Program. Exempt applicants still upload a letter explaining the exemption.
• Who counts: family size includes you, your spouse or partner, your dependent children and your spouse's dependent children, even if they are not coming with you.
• Evidence: official bank letters showing account details, balances and the 6-month average balance, and any outstanding debts.
• Rules: the funds must be available when you apply and when the visa is issued. Equity in property does not count, and you cannot borrow the money from another person.

Provincial streams may set their own funds rules, so check the province's page as well.

Provincial Nomination Fees (Only If You Go Through a PNP)

These fees go to the province, not IRCC, and come before the IRCC application. They are for the provinces whose official pages we opened on 6 November 2026. Fees are for one application and are usually non-refundable.

Nova Scotia also states that paying the fee does not improve the chance of nomination or speed up processing. Our PNP hub and PNP guide cover the streams.

Costs Set by Others: What We Can and Cannot Confirm

We quote a figure only where an official page gives one.

• Language test. IRCC accepts CELPIP-General, IELTS General Training, PTE Core, TEF Canada and TCF Canada, with results less than 2 years old, and says you pay the approved test agency. Pearson says PTE Core fees vary by country, and CELPIP says international pricing varies. Read the India price at the point of booking.
• Educational Credential Assessment. IRCC says costs vary by organization. WES's own fee page lists CAD 264 for its recommended ECA package, before delivery fees and 13% HST, and CAD 97 for international courier per address. That page shows a last-modified date of 18 November 2025 and says fees are subject to change, so confirm the live price. The ECA must be less than 5 years old at profile creation and at application.
• Medical exam. IRCC says you pay the panel physician's fee at your appointment, the fee is not refunded if the application is refused, and results are valid for 12 months. IRCC publishes no amount. Ask the panel physician for a quote for all four of you.
• Police certificates. IRCC says certificates differ by country. Its India page lists where to apply and says Character Certificates are not accepted. It states no fee, so check with the issuing authority.

Document translations, couriers, travel and settlement costs are outside every official fee list we opened, so budget for them separately.

Paying Safely

Pay IRCC fees through your own IRCC account and keep every receipt. IRCC tells applicants in India that application fees are the same for everyone, that no one can promise you a visa, and that using an agent does not speed up processing or improve approval odds. See also our guide to checking a Canadian job offer before you pay.

Frequently Asked Questions

How much does Canada PR cost for a family of four in 2026?

IRCC fees for two adults and two dependent children in the economic class are CAD 3,720, or CAD 3,890 with the CAD 170 family biometrics fee, for applications received on or after 30 April 2026. Provincial fees, language tests, credential assessment, medical exams and police certificates are extra.

Do children pay the right of permanent residence fee?

No. IRCC says dependent children of a principal applicant are exempt from it. A dependent child in the economic class pays CAD 270.

When do I pay the right of permanent residence fee, and is it refundable?

You can pay it with your application fees or wait for IRCC's instructions after approval. If you paid it up front and your application is not approved, IRCC refunds it.

How much proof of funds does a family of four need?

CAD 28,362 under IRCC's Express Entry table, held in accounts you can legally access, available both when you apply and when the visa is issued. Canadian Experience Class candidates and candidates who are authorised to work in Canada with a valid job offer are exempt.

Do provincial nomination fees come on top of IRCC fees?

Yes. The province charges its own fee for the nomination, and IRCC charges its PR fees when you apply to IRCC. Among the provinces checked, fees run from CAD 500 in Saskatchewan and Manitoba to CAD 1,750 in British Columbia.

Are language test, ECA and medical costs included in CAD 3,890?

No. Those are paid to the test agency, the assessment organization and the panel physician, and prices vary. IRCC publishes no medical fee, and the language test price depends on the country and test.